The Home Owner Remodeling Your Own Home
Ask your contractor about their construction safety programs. When a contractor is an employer and has employees working on your site, there are a couple of liabilities to check before you hire them.
1.) Do they have workers compensation and liability insurance?
2.) Are they following construction safety programs by OSHA?
If you're the do it yourself home owner remodeling your own home, you're covered by your own accident and health insurance, but your helper is not!
Maybe you think everybody does it - hiring helpers without proper insurance coverages?
Risking the chance a helper doesn't get hurt, is not a risk I'm willing to take!
High Risk real estate Investors flipping houses.
Beginner real estate investors rarely know what construction safety programs are! The real estate Guru's are selling programs on how to get rich, and say very little about the risks.
The Risk may be bigger than the Savings or Profits.
At least take the time to review some construction safety programs that pertain to your project, the people on your project (other than you), and the cost to insure yourself against the risk of accidents and injuries.
Occupational Safety & Health administration - OSHA
You must be aware! Here is a small bit from the OSHA's website:
OSHA's mission is to prevent work-related injuries, illnesses, and deaths. Since the agency was created in 1971, occupational deaths have been cut by 62% and injuries have declined by 42%...
...Prevention of imminent dangers-accidents about to happen...
...All employers must post the federal or a state OSHA poster to provide their employees with information on their safety and health rights...
...Employees can contact OSHA, if you are the construction site manager, are not using safe work practices...
Construction safety programs and osha safety manuals are available at the
OSHA website of the "United States Department of Labor".
Joe the Rehabber works alone, most of the time.
Now you know why:
Been there and done that! Running a company with employees is a full time job supporting the efforts of the employees.
Instituting a safety program for a few employees, is the same program as for a large union size construction crew.
Let's keep this short.
I work alone, on properties that I own, hire contractors on occasion, who have all the necessary insurances and safety programs for their employees.
That relieves me of the obligation of owning and managing a company with employees so I could retire from the employers and live the lifestyle I chose for myself.
The plan here is be safe and you are responsible for the safety of anyone walking onto your remodeling old house project or if your just a home owner remodeling your kitchen.
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